I felt like they were all out to get me. The finance companies that is. It didn’t matter who I tried, they all has the same information. I vividly imagined the computer screen displaying a big bright warning saying “don’t give this guy poor credit auto loans”, of course that’s not really how it works.

Finding bad credit car loans is not as difficult as it was once perceived to be however its finding a good comfortable interest rate which is considered to be difficult. The good news is that finding a good interest rate is not as difficult as most people think but there is a catch.

You absolutely need to buy that car but you have bad credit history? To you owning that car is not a luxury but a necessity but you cannot afford to pay cash for the car?