i have bad credit car loan?
i have not paid a car loan, that got repoed, i have a credit card that i need to pay off for 200 dollars, i have an unpaid apt that i moved out before paying the contract out for 4000$. i have a cell phone bill for 800$ i didn’t pay. All of these things happened about 6 years ago, and i was wondering, if i was going to buy a new car. How good would my chances be if i put 10 grand down as a down payment on a 25k car?
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debtreliefoftheusa.com said on March 11, 2009
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Since that was 6 years ago, your credit has probably improved. Before they run your credit, you should go and check your score somewheres like freecreditreport.com or creditinform.com. I think you should be ok with 10g down though.
There Are Alternatives to Bankruptcy said on March 14, 2009
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possible, depends on other factors as well like your current job and whether you rent or own, how much you make, what you do. you’ll probably be able to find a loan, but the interest rate will be pretty high.
6 years – those items probably are still on your credit report because it takes about 10 years to clear, so your credit score is low because of those items.
Todays Cure For Bad Breath said on March 16, 2009
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Since you are entitled to one free credit report per year from each of the big three credit reporting agencies, go to annualcreditreport.com and see how it looks for you. With $10K down, you might look pretty good to a car dealership but your interest rate will probably be high.