Bad Credit Auto Refinance

Ever had a poor credit car loan?

bad credit car loan20 Ever had a poor credit car loan?
marigold asked:

I have bad credit, rock bottom, and need a car so am considering applying for a bad credit car loan as I have no cosigner. Has anyone here ever had one? Did you regret it? What sort of interest rate were you paying? Thanks!

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Would you like to know how many $$$ you can save if you refinance?

Click Here To Try The FREE Refinance Payment Calculator Ever had a poor credit car loan?

9 responses to Ever had a poor credit car loan?

  1. Help For Children’s Allergies

    Yes the interest rate was about 14.% but I did it long enough to earn credit and get it refyed

  2. cutyourdebt.info

    Interest rate for applicants with bad credit can range anywhere from 15%-29%. It all depends on what State you live in and the specific details of the transaction. The people that end up regreting getting a loan are those that go overboard.
    Here’s a $1,000,000 tip. If you have bad credit, DO NOT get into the mind set of expecting a $15k-$20 vehicle. You might be able to find a place that will get you approved on one, but you’ll lose your tail because of the interest rate. If you are honestly wanting to rebuilt your credit and join the ranks of millions of others that can buy whatever they want whenever they want, then buy something cheap. If you have to pay a high APR, why not pay it on a small amount? Use the extra money you will be saving and pay off whatever is causing your credit to be poor. Do this 2, maybe 3 times, and before you know it, you’ll be able to buy something you REALLY want and possibly have a lower payment than you had earlier.
    Just be sure to NEVER be late on anything again.

  3. debtreliefoftheusa.com

    I work for a car dealership that has Guaranteed approval. For the credit challenged you are looking at a max interest rate of 25% with a min. down payment of $1000 And you will be looking at cars priced between $3000-$8000 just depending on how bad you really are. go to This is the loan company we use here for those credit challenged customers.

  4. How To Live Frugally and Cheaply

    Girlfriend was doing it when I met her and she was paying 24% on an auto loan.
    Basically, it was a $400/month car payment for 72 months on a 17K car.
    If she would have paid that throughout the loan, that equals about $29,000 in total payments….for a $17,000 car.

    It hurt to look at the interest being paid each month being higher than the principal being paid.
    We quickly refinanced after she built up her credit a little.

  5. cheap water fountains for your garden

    Hi
    I saw your question I have decided to help people out due to the fact that I myself has been scammed twice by fake lenders in my search for a loan but at last I got a reliable lender that gave me the loan($60,000 USD) that I was in dire need of. Hence I decided that I will refer anybody I come across to this God sent lender he is reliable and his terms are fair. You can get to him via his email address:, Please tell him that Deborah Kirk he gave out a loan to me . I have search for a legit lender until I got him and I decided to help my fellow humans with this because there are a lot of fake lenders out there and I do not want any body to fall a prey please get to him and tell him that I referred you to him.”
    Thanks.

  6. discountemporium.info

    ATTN:
    I am Mr Jeff Norberts,a registered and legitimate private loan
    lender.
    I give out loans to Individuals,families,student,Organization, Business
    Men and women that needs financial assistance at the interest rate of
    3%.
    Loan is given out in Pounds, Euro and $US. The MAXIMUM I give is
    5,000,000 both in pounds and $US and the MINIMUM is 5,000 pounds and
    US$ so if you are really interested contact us for more information on
    how the loan can be transfered to you.
    There is one Question i have to ask i hope you are serious? Because
    we
    give out loan to serious minded people and those that we know they can
    pay us at the stipulated time that was agreed.
    Loan that is more than $10,000,000M can be given to those that falls
    only
    on this category.

    Manager of a company
    A private Holder
    A broker in banks
    A director in any office or company
    A high investor of and company

    If you are interested you have to get back to us with this
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    *Applicant full name:………………………………

    * Applicant Contact Address:…………………………

    * Phone No:……………………………….

    * Country:…………………………………
    * Age:………………………………………

    * Marital Status:…………………………..
    * Amount Required As Loan:……………………….
    *Proposed Terms/Duration Of Loan:………………
    .
    *Annual Income:…………………………….

    *Occupation:………………………………..

    Mode of Payment:
    * Payment by bank to bank transfer
    * Payment by bank certified check(courier)
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    Fill this for and get back to us so that my loan terms and conditions
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    be sent to you. If you are interested i need you to get back to us via and you will be glad you did!!!
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  7. Discount Boutique

    Try Richards Loan Agency.
    They give out home loans and Auto-loans with bad credit.
    reach them through their email,Richards_loan_agency@yahoo.com

  8. Help For Children’s Allergies

    I read your Article. I have applied for series of Loan in different loan companies online and end up loosing my money.I lost $2,400.00 in the hands those internet loan scammers, who claim to be loan lenders. I lost every penny i had till a friend directed me to Macro Loan House, were i applied for a loan of $46, 000.00 which was Approved and transfer to me. I will advcie you contact the company too for possible help. Company email:

  9. Todays Cure For Bad Breath

    i got one through british credit trust and my credit is shocking good luck

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